We offer a number of loan options tailored to meet your needs and budget. Call and ask to speak to a Banker who can help turn your dreams into a reality (866.770.3100).
Personal Loans
Want a boat, a four-wheeler, a vacation . . . or whatever? Call a Personal Banker to discuss how to make it happen.
Auto Loans
Need a car? Favorable terms and competitive interest rates – that’s all you need to know about our auto loans. We'll also be glad to tailor the terms to your budget. You may even be able to “ride off” in your next tax “write-off” with our Tax Advantage Auto Loan.
Tax Advantage Auto Loan
Our Tax Advantage Auto Loan (TAAL) may qualify you for a tax deduction. The TAAL is a regular installment loan that's secured by both your car and your home. That means the interest may be 100% tax-deductible. Your TAAL interest rate is fixed, not variable, so your interest rate stays the same. You pay simple interest only for the amount of time the loan is outstanding. So, consult your tax advisor and then call one of our Personal Bankers for more information – or you may submit information online. You’ll also receive a $25 savings in the documentation fees on your Home Equity Loan with the Advantage or Ambassador Checking Accounts. They'll be happy to put you in the driver's seat!
Also, documentation fees on all consumer loans will be waived if you decide to switch your checking, savings, and/or money market account from another bank to our Bank.
Personal Loan Features:
Credit Life and Disability Insurance
This insurance is designed to provide a benefit that will pay your loan in full in case of death and to make your loan payments if you are unable to work due to sickness or disability.
GAP Protection
Most insurance policies only cover the actual cash value of your vehicle. And this value declines rapidly during the first few years of ownership, beginning as soon as you leave the dealership. As a result, there can be a substantial shortfall or “gap” between your loan balance and the amount your insurance pays to replace your vehicle.
GAP Protection is a non-insurance product that covers the “gap” by paying the difference between your primary carrier’s insurance settlement and your loan balance.
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